If you're not a homeowner or you have very poor credit, consider debt relief instead of a mortgage.

1) Type of debt:

Credit Card Debt
Student Loan Debt
Tax Debt
Other Debt

2) What State do you live in?

 
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Grant Requirements

In 2006, the federal government created two new grant programs for undergraduate college students: the Academic Competitiveness Grant and the national Science and Mathematics Access to Retain Talent (SMART) Grants. These two grants alone provide $790 million a year to college students. In addition, Pell Grants offer approximately $13 billion, while individual schools also offer grants of their own.

Meeting Deadlines
With so many grant programs out there, you don't want to miss because you missed a deadline. To receive grants, you need to complete a Free Application for Federal Student Aid (FAFSA) each year you are in school. Try to complete the forms early, in January, to ensure that all goes well. Doing so will allow you to make corrections, if necessary. Because January is break time for many colleges, it's easier to complete these forms before the semester gets underway.

Once you've earned grants, the work is not done. You need to stay informed if you plan to keep them.

Keeping Your Pell Grant
To keep your Pell Grant you need to make satisfactory academic progress towards your bachelor's degree, as defined by your academic program.

Keeping Your Academic Competitiveness Grant
If you receive an Academic Competitiveness Grant, you need to maintain at least a 3.0 GPA in order to be considered for the grant the following year. You must also continue to be enrolled full time.

Keeping Your SMART Grant
If you've been awarded a SMART Grant during your third year of college and hope to receive it again the following year, you need to maintain at least a 3.0 GPA; be enrolled full-time; and remain in the qualifying majors of mathematics, science, technology, engineering, or a critical foreign language.

Campus Grants
The requirements for these grants vary from college to college. Most, however, include making satisfactory academic progress toward your degree or certificate, maintaining your enrollment, and demonstrating continued financial need.

Staying informed about the grants you've received can better ensure that they remain a part of your financial aid package.