If you're not a homeowner or you have very poor credit, consider debt relief instead of a mortgage.

1) Type of debt:

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2) What State do you live in?

 
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Work-Study

Federal Work Study (FWS) is a federally funded program designed to provide students with valuable work experience. Work-study is part-time work for students with financial need. While most work-study positions are located on campus, some bring students into the community.

Possible Work Study Positions
As a college campus offers a wide range of services to its students and to the larger community, on-campus work-study positions can include positions as diverse as:

  • Research assistant
  • Lifeguard at the pool
  • Weight room supervisor
  • Office assistant
  • Library assistant
  • Daycare provider

Off -campus work-study positions are frequently associated with community service, and offer students opportunities to work in the community's museums, parks & recreation departments, and youth organizations, such as the local Boys & Girls Club.

The FWS Job Search
Most colleges post their FWS jobs online. Generally, previous work experience is not necessary unless the specific job requires certain skills. The employment office on your campus should be able to help you in your search for an FWS job. If you're unsure where to look on your campus, check with your financial aid office.

Types of Work-Study Programs
A work-study job pays at least minimum wage, although some positions earn more depending on the skills required. Typically, a percentage of your wages are paid by your work-study award and the remaining percentage is paid by the hiring department.

Work-Study Requirements
Before you can apply for a work-study position, you must apply for aid by completing the FAFSA by your school's priority deadline. If you are eligible for a work-study award, it will be included on the award letter that you receive from the financial aid office.

Work-study wages are paid by the hour. The total amount you can earn over the course of the academic year depends on your total work-study award. The student employment office should be able to help you determine how many total hours you can work. You are also only allowed to work a maximum number of hours per week so your work-study job doesn't interfere with your academics.